In 1989, I started in the mortgage industry at age 24, when everything was in writing. It has been interesting and challenging watching the changes occurs over time, to what it is now. My background in Accounting, Finance and Economics gave me a brief overview of the world of finance. Growing up in Florida, I attended University Of Central Florida while working full time at Walt Disney World. I moved to the Chicagoland area in 1989 and not knowing many, I dove into the mortgage field without abandon. My 1st month in the business, I wrote $ 1,000,000.00 in volume and never looked back. Working for only 2 different mortgage bankers during the next 9 years, I learned about programs, underwriting, customer service and providing help to borrowers in need. In 1998, I opened a broker company licensed in Illinois and Missouri. Originating over $ 30,000,000.00/year for the next 7 years, I worked diligently to build my client and real estate referral base. I have written every type of mortgage, including a VA/FHA combo, of which many have been replaced. I like to create a strong bond between myself and client and feel that the most important part of any relationship is communication. During 2009-2010, and after the downturn in the market, I realized that I needed a stronger regional banking presence, so I positioned myself within a mortgage banker relationship, getting back to my roots that started my career. This leads me to where I am now.
I feel that a solid mortgage banking relationship with a company that has a local presence, as well as local services including underwriting, processing and management is key. Mortgage Solutions is a company that encompasses all the qualities that are not only wanted, but needed. I look forward to extending my mortgage client and relationship base of referrals which I highly value.
On the Person front, I am a father of 4 with ages ranging from 15-25. I am an avid musician and enjoy most sports and work hard to promote a healthy lifestyle. I have personal built and rehabbed residential properties and I am captain of a men’s league golf team. I have been a local member with the Creve Coeur Chamber of Commerce, the Saint Louis Art Museum and enjoy working with the McDonald House Charities.